About e-Dirham

The e-Dirham Cards can be described as “Secure Electronic Purse” and currently have two versions as per the following:

The Fixed Value Card

The Ministry of Finance has made available the e-Dirham cards with Fixed Value for a number of Denominations that can be bought at face value from a number of Banks (e-Dirham Members).

The current available denominations are Dhs (100, 200, 300, 500, 1000, 3000, 5000). More denominations will be introduced if found necessary.

Those cards can’t be re-charged. But an applicant could use up to two cards to settle the fee of any one service he/she is applying for.

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The Government Client Card

On the 24^th of June 2001, the Ministry of Finance has launched a new card named as “Government Client Cards”. This represents the second generation of the e-Dirham.

This card type is intended for frequent users who are using Government Services, and can be obtained by individuals or Companies. The advantage of this card that it is personalized so that no one else could use this card except for the card holder which was originally issued to.

Once issued this card will have a zero value loaded onto it. Then the Card Holder should go to the nearest e-Dirham Member Bank to have his/her card filled with any amount of money either by paying cash or through Account Transfer.

Government Client Card Applications are available at the Ministry of Finance (Abu Dhabi and Dubai), as well as at the e-Dirham Member Banks for the individuals and Companies to apply for. Once an application is approved then a Government Client Card is Personalized and issued along with a PIN (Personal Identification Code) arriving in a secure envelope for the cardholder use only.

The PIN Code will allow the Card Holder to benefit from various facilities through the 24 Hours / 7 days IVR Tele e-Dirham Service (Interactive Voice Response System), as well as through the Internet (Internet e-Dirham Service).