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The Ministry of Finance has
and is still working on expanding payment Channels using the
e-Dirham System. The currently available payment channels are:
 Point
of Sale (EPOS) Terminals
Over the
Internet (E-Dirham Payment Gateway)
E-Stamp
Ministry of Finance has installed hundreds of
EPOS Terminals at various Ministries and Departments (offering
settlements using the e-Dirham) all over the UAE. All EPOS
Terminals are connected to a centralized clearing Host at the
Ministry of Finance.
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Procedure of Use:
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Applicant applying for any Governmental service will go to
the appropriate Ministry or Department with his /her application
form filled up.
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The Application will be received by the Ministry /
Department Officer at the Counter, after following that
particular Ministry / Department Procedure, the Counter Officer
will request the applicant his/her e-Dirham Card.
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The Officer will insert the
e-Dirham Card in the EPOS
Terminal and only the exact amount of service fee will be
debited from that e-Dirham Card.
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A Receipt will be issued in two copies, one copy is attached
with the Application and the other copy is handed over to the
Applicant along with his/her e-Dirham Card.
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Ministry of Finance has made available a very secure
Internet Payment Gateway using very high secure techniques.
Ministries / Departments offering services over the Internet can
make use of the e-Dirham Internet Payment Gateway.
Procedure of Use:
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Applicant will log into the Ministry / Department Internet
site and chooses the type of service he/she is interested to
purchase.
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After following and filling all the procedure and details
available over the Internet.
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The system will prompt the applicant for payment.
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The payment can be done by the
e-Dirham (the e-enabled Fixed
value e-Dirham Card, or the Government Client Card).
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The applicant will then insert his / her card number
followed by the PIN Number.
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The System will then debit that particular card with the
Service fee, provided that the card has enough balance.
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As
part of reducing the daily crowds at the Ministries and Departments,
the Ministry of
Finance has introduced the e-Stamp, which is used to
authenticate the pre-paid Smart Forms using the e-Dirham. Smart
Forms are widely available at Typing Offices or at Corporate
Organizations who wishes to use such a facility at their premises.
This has been done by integrating the Smart Forms with the e-Dirham
EPOS Terminal.
Procedure of Use:
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The Applicant will go a Typing Office Licensed by the
Ministry of Finance to use the e-Stamp.
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The Typing Office Clerk will fill in the Application using
the Smart Form.
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The Smart Form will then determine the requested service
fee, and will prompt the typing clerk accordingly.
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The Applicant will then present his
e-Dirham card to the
Typing Clerk, the later will then insert this e-Dirham card
inside the EPOS Terminal, and Service fee will be debited to
the e-Dirham Card.
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The Smart Form will then be printed out with the
e-Stamp
logo appearing on it with all payment details.
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The Typing Clerk will hand over the Smart Form and the
e-Dirham card to the applicant who in turn has to just deposit
the Smart Form Application at the Ministry / Department for
processing with no need to queue again at the Ministry /
Department for Payment.
More
details
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